Finance

How Do I Get My Credit Report?

Whenever you may a payment on a credit card or loan, businesses who gave you that loan or credit keep a record of how much and often you pay. The report is a history of your credit from banks, credit...

3 Things You Should Know Before Choosing a Credit Card

No single credit card is better than all others in all categories — or for all people. But by understanding your options and asking the right questions, you can find the card that’s...

Don’t Let Credit Report Errors Adversely Affect Your Credit Score

Lenders use your credit score and the information on your report to decide whether to approve loans and what kind of interest rates to set. Unfortunately, if you have an imperfect credit score due...

The Five Steps You Need to take to Get a Personal Loan

Getting a personal loan is a serious financial decision that can help you get out of a rough patch. A solid choice no matter how good your credit is, a personal loan can be instrumental in making a...

How to Avoid Identity Theft after the Massive Equifax Data Breach

Can you guess the world's fastest growing cyber-crime? Each year nearly 15 million Americans have their identities stolen or used fraudulently in one form or another and in 2014, more than 17...

Four Ways to Achieve Debt Relief

Americans today are more burdened by debt than ever before. Whether it’s due to high-interest credit cards, a mortgage, or student loan, Americans have reached hundreds of billions of dollars...

What You Should Know Before Refinancing your Mortgage

Getting a mortgage loan is a big commitment, and paying it off each month can be difficult in any economic climate. If you’re burdened with financial woes, then it’s a good idea to refinance...

5 Things to Know About Getting a VA Loan

Available to United States, veterans, service members and not remarried spouses, a home mortgage loan from the Department of Veterans Affairs (VA) is a smart option for becoming a homeowner. These...

What is an FHA Loan and Who Can Qualify?

The Federal Housing Administration (FHA) provides mortgage insurance on loans throughout the United States to first time buyers, seniors, and homeowners interested in refinancing their mortgage. Loans...

What is a Reverse Mortgage and How Does It Work?

A reverse mortgage, not to be confused with a regular mortgage, is a type of home loan targeted specifically toward older homeowners and seniors aged 62 and up. The Home Equity Conversion Mortgage (HECM)...